Second Chance Apartments in Nashville, TN

The short version. Luxe Corporate Living signs your Nashville apartment lease as the tenant of record, and you occupy the unit under an occupancy agreement. Because the property screens our corporate file rather than yours, your eviction history, credit score and bankruptcy status are never submitted. Applying is free. You pay $499 only once you have selected a property ($99 activation fee + $400 admin fee paid to the property), plus a risk fee of one month's rent at lease signing. The single hard requirement is verifiable income of 2.5× the rent — about $4,000 a month for a typical Nashville one-bedroom. Keys typically follow in 7–14 days.

Why Nashville renters get denied

What screening actually looks like here

Nashville evictions are filed in Davidson County General Sessions Court and become public record on filing. Tennessee offers no sealing process and has preempted local source-of-income protections, so screening here is largely unrestricted. Nashville's sustained rent growth compounds it: as rents rose, communities raised income multiples and tightened credit floors at the same time, so applicants who qualified for a unit three years ago may not qualify for that same unit now.

That is the gap this program is built for. Nothing about your record changes — instead, your record stops being the thing under review. When the applicant on the lease is a company with its own credit file and lease references, the automated screen that would have rejected you never runs against your name.

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Evictions, including unpaidOpen or satisfied, recent or old, one or several — the filing is never submitted.

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Any credit score, or noneNo credit check is run at any stage. No minimum score applies.

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Chapter 7 or Chapter 13Discharged or still in repayment — bankruptcy is not part of the review.

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Broken leases & collectionsLease breaks, balances owed to prior landlords, and collections accounts.

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1099 & self-employed incomeBank statements, tax returns and contracts are accepted as proof.

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No US credit historyRecent arrivals and returning residents with no domestic file.

Qualifying in Nashville

The one requirement that does apply

We do not screen your credit or your rental record. We do verify income, because the property still needs the rent to be payable. The threshold is 2.5× the monthly rent, documented — and in Nashville that works out roughly as follows.

Unit	Typical Nashville asking rent	Income needed (2.5×)
One bedroom	about $1,600/mo	$4,000/mo — roughly $48,000/yr
Two bedroom	about $1,950/mo	$4,880/mo

Rent figures above are typical Nashville asking rents used to illustrate the calculation, not quotes for a specific unit — your specialist works from live pricing in the communities you are actually considering. Income can be evidenced with pay stubs, bank statements, tax returns, offer letters or 1099 contracts, so contract, gig and self-employed earnings all count. You will also need a government-issued photo ID.

What we do not require

No minimum credit score. No clean rental history. No cosigner or guarantor. No proof that a prior balance has been settled. If you clear the income requirement, you are eligible to apply.

Coverage

Where we place clients in Nashville

Nashville's healthcare and music-industry employment produces an unusual number of 1099 and irregular-income renters — a group that is often perfectly able to pay but cannot document income the way a standard application expects.

East Nashville
The Gulch
Germantown
Sylvan Park
Donelson
Antioch
Franklin
Hermitage

The list above reflects where placements cluster, not a boundary. If a community anywhere in the Nashville metro accepts a corporate lease, we can apply to it — including communities that have already declined you as an individual applicant, because the file they receive from us is a different file.

Cost

What you pay, and when

Stage	When	Amount
Application	On submitting the form	$0 — free, no credit card, no credit check
File activation	Only after you select a property and choose to proceed	$499 — $99 activation fee + $400 admin fee paid to the property
Risk fee	At lease signing, after approval	one month's rent on the approved unit

There are no monthly fees payable to us — after move-in you pay rent to the property. Fees are non-refundable once submitted, under the signed service agreement; the full terms are on our refund policy page. If a company asks you for money before you have seen a property, that is worth questioning — ours is the reason the application stage costs nothing.

Common questions

Second chance housing in Nashville

Can I rent an apartment in Nashville with an eviction on my record?

Yes. Your eviction record is not submitted, because you are not the lease applicant. Luxe Corporate Living applies as the tenant of record and the property screens our company file. This matters in Nashville in particular, because Tennessee gives you little ability to remove or seal a filing once it exists.

What credit score do I need in Nashville?

None. We do not pull your credit at any stage, and no minimum score applies. The property reviews our corporate credit instead of yours. The one requirement that does apply is income — see below.

How much income do I need for a Nashville apartment?

2.5× the rent, verifiable. For a typical Nashville one-bedroom at about $1,600 that is roughly $4,000 per month, or about $48,000 a year. For a two-bedroom near $1,950 it is about $4,880 per month. Pay stubs, bank statements, tax returns, offer letters and 1099 contracts all count, so self-employed and contract income qualifies.

What does it cost to apply in Nashville?

Nothing. The application is free — no credit card, no credit check. You pay $499 only after a specialist has sourced properties and you have chosen one to move forward with ($99 activation fee + $400 admin fee paid to the property). A risk fee of one month's rent is due at lease signing, after approval. There are no monthly fees to us.

How long does placement take in Nashville?

Typically 7–14 days from your original application to keys. Nashville's healthcare and music-industry employment produces an unusual number of 1099 and irregular-income renters — a group that is often perfectly able to pay but cannot document income the way a standard application expects.

Is approval guaranteed?

Approval is guaranteed on properties from the list your specialist provides. If you choose a property off that list we will still apply, but the property can decline and the guarantee does not apply.

Reviewed by Dr. Brandon Clark, PMP, Chief Executive Officer, Luxe Corporate Living. Last reviewed August 2026. Fee schedule, eligibility rules and placement timelines on this page match our program FAQs and are reviewed whenever they change. Local screening rules are summarised for general guidance and are not legal advice.